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Best POS Systems for Restaurants

Restaurant POS pricing mixes software plans, hardware and processing. This page compares four systems using only what each publishes about restaurants, checked on 2026-10-15, and notes where processing rates are not published.

Who this is for

Restaurants, cafes and quick-service operators comparing POS systems. Because Toast and Lightspeed do not publish restaurant card rates, ask for written quotes and compare your effective rate.

How we scored this

Scores come only from what each provider publishes, using the checklist below. Commission, affiliate status and our own use of a product never change a score. Full rules are on our methodology page. Read the methodology.

A score measures what a provider publishes against this checklist. A perfect score means every checklist item had published evidence, not that the provider is right for your business. It is not a rating of product quality or service, and it does not use customer reviews.

Ranked by our scoring

  1. #1 Square · 8.3/10

    Published pricing

    • Free $0/mo, Plus $49/mo, Premium $149/mo per location
    • In person 2.6% + 15¢ (Free), 2.5% + 15¢ (Plus), 2.4% + 15¢ (Premium)
    • Hardware "starting at $59"
    • Square KDS app $30/mo per device on Plus ($20/mo on Premium)

    Verified on the provider's page

    • Software or plan prices are published. Plans at $0, $49 and $149 per location per month.
    • Card processing rates are published. In-person and online rates are listed for each plan.
    • Hardware prices are published. "Square Hardware ... options starting at $59".
    • Amounts for extra fees (add-ons, inactivity, instant payout) are published. "$30/mo. for the Square KDS app per device" and kiosk app prices are listed.
    • Menu management or floor plans. "Restaurant operations" is listed among Square features.
    • Online ordering or an online store. "% + 30¢ What you get POS app for any payment Online site Item library Invoicing Booking Checking and savings accounts Square Plus B"
    • Staff, scheduling or labor tools. "rds program Email and text message marketing Staff management Square Premium Our most advanced capabilities backed by 24/7 support. Buil"
    • Reporting or analytics. "n Square Plus 24/7 priority support Advanced reporting Lowest processing fees More text message marketing No gift card load fees"
    • Offline mode. "s Active fraud prevention Next day transfers Offline payments6 More solutions from Square Square Payroll Run full-service payro"
    • Integrated card payments. "e a payment. $0/mo. per location Get started Processing fees Tap, dip, or swipe 2.6% + 15¢ Online 3.3% + 30¢ What you get POS app for a"
    • No long-term contract is stated. "e from value-packed plans. No hidden fees or locked-in contracts. Cancel or switch anytime. Tell us about your business and we'll show you"
    • A free plan, free trial or $0 starting price exists. "ales PRICING Your complete business toolkit, starting at $0 Tell us about your business and we'll show you the pricing features for ho"
    • Hardware can be bought outright or subscribed to. "Square Hardware ... options starting at $59" and a "Rent Hardware" link are listed.
    • 24/7 support is stated. "ium Our most advanced capabilities backed by 24/7 support. Built to streamline operations and help you scale with confidence"
    • A phone number is published on the page. "es Rent Hardware Contact Customer support: 1 (855) 700-6000 Sales: 1 (833) 959-5325 Square About Press & Media Careers Referrals Partn"
    Score breakdown: Overall score 8.3/10
    CategoryWeightScoreEvidence
    Pricing transparency30%10/104 of 4 checks
    Total cost for a typical small business25%3.2/10$338.75 → 3.2
    Features20%10/106 of 6 checks
    Contract and fee fairness15%10/103 of 3 checks
    Support and reputation signals10%10/102 of 2 checks

    Cost input: Modeled total monthly cost, averaged over two sample businesses: (A) $10,000/month in card sales at a $40 average sale, in person; (B) $10,000/month at a $60 average sale, online. For each: cheapest published plan or bundle fee + (percent × sales + fixed fee × number of sales), using verified rates only: $338.75

  2. #2 Clover · 5.6/10

    Published pricing

    • Starter $135/mo for 36 months or $849 + $89.95/mo
    • Standard $185/mo for 36 months or $1,899 + $89.95/mo
    • Advanced $245/mo for 36 months or $2,648 + $109.90/mo
    • Card tapped, swiped or inserted 2.3% + 10¢; typed in 3.5% + 10¢

    Verified on the provider's page

    • Software or plan prices are published. Bundle prices listed for Starter, Standard and Advanced.
    • Card processing rates are published. "Card tapped, swiped, or inserted 2.3% + 10¢; typed in 3.5% + 10¢".
    • Hardware prices are published. Hardware purchase prices ($849, $1,899, $2,648) are listed.
    • Amounts for extra fees (add-ons, inactivity, instant payout) are published. Rapid Deposit 1.75% fee is listed.
    • Online ordering or an online store. "e busting Not Included Not Included Included Online ordering Clover online menu page No-fee online ordering Pick-up and delivery order"
    • Staff, scheduling or labor tools. "l or digital) Not Included Included Included Employees Individual logins and permissions Shift management Included Included Incl"
    • Reporting or analytics. "ions Included Included Included Tracking and reporting Real-time sales tracking Detailed sales reports Tax reporting Cost trackin"
    • Integrated card payments. "ER STANDARD ADVANCED Take orders quickly and accept payments easily with a powerful POS + compact device and run your business efficien"
    • A free plan, free trial or $0 starting price exists. "al ends. A merchant is eligible for only one free trial during their lifecycle. Limit one offer per business tax ID. Eligibility i"
    • Hardware can be bought outright or subscribed to. "NLY OFFER:Get $450 statement credit when you buy Station, Mini or Flex* Restaurants Services Retail Healthcare Products Res"

    Not found on the provider's page

    No points are given for anything we could not find published. This does not mean the provider lacks it.

    • Menu management or floor plans. Menu management or floor plans not described in the pricing page text we read.
    • Offline mode. Not found on the page text we read.
    • No long-term contract is stated. Not found on the page text we read.
    • 24/7 support is stated. Not found on the page text we read.
    • A phone number is published on the page. Not found on the page text we read.
    Score breakdown: Overall score 5.6/10
    CategoryWeightScoreEvidence
    Pricing transparency30%10/104 of 4 checks
    Total cost for a typical small business25%1.1/10$445.84 → 1.1
    Features20%6.7/104 of 6 checks
    Contract and fee fairness15%6.7/102 of 3 checks
    Support and reputation signals10%0/100 of 2 checks

    Cost input: Modeled total monthly cost, averaged over two sample businesses: (A) $10,000/month in card sales at a $40 average sale, in person; (B) $10,000/month at a $60 average sale, online. For each: cheapest published plan or bundle fee + (percent × sales + fixed fee × number of sales), using verified rates only: $445.84

    Visit Clover

Side-by-side checklist

FeatureSquareClover
Overall score8.3/105.6/10
Software or plan prices are publishedYesYes
Card processing rates are publishedYesYes
Hardware prices are publishedYesYes
Amounts for extra fees (add-ons, inactivity, instant payout) are publishedYesYes
Menu management or floor plansYesNot found
Online ordering or an online storeYesYes
Staff, scheduling or labor toolsYesYes
Reporting or analyticsYesYes
Offline modeYesNot found
Integrated card paymentsYesYes
No long-term contract is statedYesNot found
A free plan, free trial or $0 starting price existsYesYes
Hardware can be bought outright or subscribed toYesYes
24/7 support is statedYesNot found
A phone number is published on the pageYesNot found

Not scored

We could not verify enough of these providers' published pricing today, so we do not score or rank them.

  • Toast

    Toast publishes a software starting price but no processing rates, so we cannot model either sample business.

    Published pricing

    • Point of Sale: starting at $69/month
    • Starter Kit: "Starting at $0 /month" is a hardware offer; software and processing fees apply
    • Payroll bundle: starting at $69/month + $9 per employee/month
    • Build Your Own: custom pricing
  • Lightspeed Restaurant

    Lightspeed shows restaurant payments as "Default" or "Custom" with no rates, so we cannot model either sample business.

    Published pricing

    • Starter $69/mo, Essential $189/mo, Premium $399/mo (USD)
    • Integrated payments listed as "Default" on Starter and "Custom" on Essential and Premium

The checklist behind the scores

Pricing transparency · 30% of the score

  • Software or plan prices are published
  • Card processing rates are published
  • Hardware prices are published
  • Amounts for extra fees (add-ons, inactivity, instant payout) are published

Total cost for a typical small business · 25% of the score

Cost: Modeled total monthly cost, averaged over two sample businesses: (A) $10,000/month in card sales at a $40 average sale, in person; (B) $10,000/month at a $60 average sale, online. For each: cheapest published plan or bundle fee + (percent × sales + fixed fee × number of sales), using verified rates only. Each $50 subtracts one point from 10 (floor 0).

Features · 20% of the score

  • Menu management or floor plans
  • Online ordering or an online store
  • Staff, scheduling or labor tools
  • Reporting or analytics
  • Offline mode
  • Integrated card payments

Contract and fee fairness · 15% of the score

  • No long-term contract is stated
  • A free plan, free trial or $0 starting price exists
  • Hardware can be bought outright or subscribed to

Support and reputation signals · 10% of the score

  • 24/7 support is stated
  • A phone number is published on the page

Frequently asked questions

What is the best POS for a restaurant?

There is no single answer. Compare the scores and the limitations: for example, some providers publish rates and others require a quote.

Does Toast publish its processing rates?

Not on the pricing page we read: it says software and processing fees apply and describes flat-rate processing without listing rates.

Which restaurant POS has no long-term contract?

Square says no locked-in contracts. Clover's quick-service offer footnote requires a 3-year contract. Ask each provider for its agreement.

Does the score include hardware?

Cost is modeled for two sample businesses ($10,000 a month in card sales at a $40 average sale in person, and at a $60 average sale online) as plan fees plus processing fees from verified rates. Hardware purchases are excluded. A provider without verified processing rates is not scored.

How current is this?

We read each pricing page on 2026-10-15.

Related tools and guides

Sources

Last updated: · Prices verified: